What Is Individual Dental & Vision Insurance?
Individual dental and vision insurance are plans you buy on your own to cover the care most medical plans leave out. Individual dental insurance ranges from preventive plans that cover cleanings, exams, and x-rays to full-service plans that add fillings, crowns, root canals, and in some cases orthodontic benefits for braces and aligners. Individual vision insurance covers annual eye exams and provides allowances for lenses, frames, and contacts, plus discounts on extras like lens coatings.
You can buy either one standalone or bundle them together, and both are available as family plans that cover your spouse and kids under one policy. Most dental plans cover preventive care immediately, while basic and major work often carries a waiting period, which is exactly the kind of fine print we read for you before you commit.
These plans are priced for individuals, typically a modest monthly premium, and the math usually works: two covered cleanings a year plus an eye exam and new lenses often exceed the annual premium on their own, before any major work enters the picture.
Who We Can Help
Dental and vision coverage fills the gap whenever an employer plan stops at medical. Saint Moore works with:
- Individuals and families whose health plan does not include dental or vision
- Self-employed professionals building their own benefits package
- Retirees, since Medicare does not cover routine dental or vision care
- Parents planning ahead for kids' orthodontics
- Employees whose workplace offers medical only
From cleanings-and-exams plans to coverage for crowns, root canals, and orthodontics, we match the plan tier to how you actually use dental care.
Vision plans cover your annual exam and put a real allowance toward glasses or contacts each year, with discounts on upgrades.
Buy dental alone, vision alone, or both together. Bundling keeps one bill and one carrier, and often trims the combined cost.
How to Get Dental & Vision Coverage with Saint Moore
Getting covered is simple. Here’s how to get your policy started with Saint Moore in four easy steps.
These plans enroll year-round, so you can usually be covered within weeks.
Step 1: Tell Us What You Need
Call us at (909) 793-2151 or request a quote online. Routine cleanings, major work on the horizon, kids who may need braces, or all of the above, we start with how you use care.
Step 2: We Compare Plans
We pull individual dental and vision options from top carriers, checking waiting periods, annual maximums, and whether your dentist is in network.
Step 3: Review a Clear Comparison
You see premiums, coverage levels, and the fine print in plain language, standalone and bundled.
Step 4: Enroll and Get Support
We handle enrollment and stay your contact for ID cards, claims, and plan changes. That is the Saint Moore difference.
Local roots. Nationwide reach.
St. Moore is headquartered in Redlands, CA, and deeply rooted in the Inland Empire but our carrier network covers all 50 states. Whether you're a local homeowner, a regional business, or have assets across multiple states, we have the market access to protect them.
Ready to Cover Your Smile and Your Sight?
Request a free individual dental and vision quote from Saint Moore. We will compare standalone and bundled plans and help you enroll in the one that fits.
Yes. You can buy dental alone, vision alone, or bundle both with one carrier. Bundling keeps one bill and often reduces the combined premium.
Some full-service plans include orthodontic benefits for braces and aligners, usually with a waiting period and a lifetime maximum. If orthodontics are on your horizon, tell us up front and we will quote the plans that actually cover them.
Preventive care like cleanings and exams is typically covered right away. Basic and major work often carries a 6 to 12 month waiting period, and some carriers waive it with proof of prior coverage. We flag every waiting period before you enroll.
A typical plan covers an annual eye exam and provides an allowance toward lenses, frames, or contacts each year, plus discounts on extras like coatings. Family plans extend the same benefits to your spouse and kids.
