Employee Benefits: Group Coverage That Helps You Attract and Keep Great People
From group health, dental, and vision to life and AD&D, disability, pre-tax accounts, voluntary benefits, and EAP, Saint Moore Insurance Agency builds complete benefits packages around your headcount, budget, and goals, then shops the full carrier market, supports your employees directly, and keeps you compliant at no added fee.
COBRA & Compliance
Employee Assistance Programs
Voluntary & Supplemental
Pre-Tax Benefits
Group Disability
Group Life & AD&D
Group Dental & Vision
Group Health
Group Health Insurance Coverage
Our Employee Benefit Insurance Services
Group & Individual Health Insurance
- PPO, HMO, and high-deductible health plans (HDHPs)
- ACA-compliant and level-funded options
- Access to top national and regional carriers
- Coverage for both employer groups and individual employees
Dental & Vision Coverage
- Affordable preventive and full-service dental plans
- Vision plans covering exams, lenses, and frames
- Voluntary and employer-sponsored options
Group Life & AD&D Insurance
- Basic employer-paid life and accidental death coverage
- Supplemental life options for employees and dependents
Individual Life & AD&D Insurance
- Term and universal life options for owners and key people
- Long-term care riders for added protection
Short-Term & Long-Term Disability
- Income protection for unexpected injury or illness
- Return-to-work programs and flexible waiting periods
Flexible Spending Accounts (FSAs) & Health Savings Accounts (HSAs)
- Pre-tax savings for healthcare and dependent care
- Tools to manage rising out-of-pocket costs
Employee Assistance Programs (EAPs)
- Support for mental health, legal, financial, and wellness needs
- Confidential and available 24/7
Voluntary Benefits
- Critical illness, accident, and hospital indemnity coverage
- Customizable to complement your core benefits
