Employee Assistance Programs for Your Workforce
An EAP gives employees a confidential resource for mental health support, financial guidance, legal questions, and substance abuse counseling. Saint Moore Insurance helps employers set up standalone EAP coverage or identify when it may already be bundled with an existing benefits plan.
What Is an Employee Assistance Program?
An Employee Assistance Program (EAP) is a confidential benefit that gives employees access to professional support for personal and work-related concerns. Services may include mental health counseling, substance abuse referrals, legal advice, financial guidance, and crisis support. EAPs are generally available to employees and their household members at no direct cost to the employee.
Group medical plans often include some EAP-style mental health support, typically with a limited number of visits per year. Standalone EAPs are designed for employers who want broader, uncapped access across more service areas. Some carriers also include EAP services at no added cost when group life insurance is written. Contact the Saint Moore Insurance Employee Benefits department to review what may already be in place for your group and what additional options are available.
Who Needs an Employee Assistance Program?
EAP demand has grown substantially and remained high. Saint Moore Insurance works with employers who want to:
- Add mental health and substance abuse support beyond what the group medical plan provides
- Offer uncapped counseling and access to legal and financial resources
- Give employees a confidential resource during personal or professional crises
- Strengthen the benefits package without significantly increasing premium spend
For specifics on what standalone and bundled EAP options may be available for your group, contact the Saint Moore Insurance Employee Benefits department.
Group medical plans typically include limited EAP-style support, often capped at a small number of counseling visits per year. A standalone EAP can provide uncapped access to a broader range of services, including substance abuse counseling, legal advice, and financial planning resources. Saint Moore Insurance helps employers understand what is already in place and where a standalone EAP adds real value.
Certain carriers include EAP services when group life insurance is written, at no additional premium. If your group already has or is adding life insurance, an EAP may already be available. Saint Moore Insurance identifies these bundling opportunities as part of the benefits review so nothing is left on the table.
Stephanie at Saint Moore Insurance regularly takes calls from employers who need help connecting an employee to EAP resources in a difficult moment. That connection is made directly and without delay. This is what it means to have a benefits broker who stays involved beyond open enrollment.
How to Add EAP Coverage with Saint Moore Insurance
Getting covered is simple. Here’s how to get your policy started with Saint Moore in four easy steps.
Whether you are adding a standalone EAP or checking to see if one is already bundled with your current plan, Saint Moore Insurance makes the process simple.
Step 1: Review What You Already Have
Saint Moore Insurance reviews your existing benefits package to determine whether EAP services are already included with your medical or group life coverage, and to what extent.
Step 2: Assess the Gap
If existing EAP access is limited or capped, we assess whether a standalone program fits your workforce size and budget. We bring options from carriers who specialize in EAP services.
Step 3: Communicate the Resource to Employees
An EAP that employees do not know about does not get used. Saint Moore Insurance supports the communication process so your team knows the resource exists and how to reach it.
Local roots. Nationwide reach.
St. Moore is headquartered in Redlands, CA, and deeply rooted in the Inland Empire but our carrier network covers all 50 states. Whether you're a local homeowner, a regional business, or have assets across multiple states, we have the market access to protect them.
Ready to Give Your Employees a Stronger Support System?
Contact the Saint Moore Insurance Employee Benefits department to review your current EAP coverage and explore standalone options for your team.
